Marketplace

Marketplace

How Safe Are Your Savings?

In March 2020, the Federal Reserve Bank eliminated the requirement for banks to keep reserves. This was one of many economic stimulus measures, most of them temporary. Yet, last year the Fed clarified this was a permanent change. When talking about bank reserves, it’s important to ask why they’re required. Banks having no money on

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Marketplace

The Importance of Craftsmanship

I am a coffee snob. It started a few years ago at Starbucks. I watched as the barista pressed a few buttons on a machine, and the machine poured my caffeine juice into a white paper cup. But at a local artisanal coffee house down the road, masters of their craft had a different approach

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Marketplace

Time For Financial ‘Spring Cleaning’

Now that we’ve put winter behind us – at least on the calendar – it’s time for us to think about sprucing up our homes, inside and out. But it also may be time to do some financial spring cleaning.  Some of the same ideas involved in tidying up your home can also be used

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Marketplace

An Update On Jefferson County’s Finances

Hello JeffCo, happy New Year!  The Neighborhood Gazette has requested an update on the finances of Jefferson County Government (JeffCo). While JeffCo finance is a long and continuing discussion, I can update JeffCo taxpayers and residents on some key points about JeffCo. The Taxpayer’s Bill of Rights, or TABOR, is an amendment to the Colorado

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Marketplace

Should Investors ‘Go It Alone’?

If you’re going to enjoy a comfortable retirement, you should know, among other things, how much money you’ll need. And you may have a much better chance of knowing this if you get some professional help. Consider these findings from a 2021 study by Dalbar, a financial services market research firm: • Investors who worked

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Marketplace

Can You Count On Social Security?

If you’re getting closer to retirement, you might be thinking more about Social Security. Specifically, can you count on it to contribute part of the income you’ll need as a retiree? There’s been an increase in alarming language surrounding the solvency of Social Security, but in reality, its prospects are not nearly as gloomy as

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Marketplace

Working At Home: Lessons Learned Since 2020

On March 15, 2020, I was a 36-year-old technology professional who worked for the State of Colorado. I was also a husband to my wife, Shanna; a father to our 4-month-old son, Jack; a parent to our two cats, Gidget and Herbie; and struggled with office life. I’m not a morning person, so I usually

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Marketplace

Don’t Let Fear Drive Investment Decisions

In the past year, we’ve seen some big swings in the financial markets. This volatility may make you feel as if you have little control over your investment success. But the truth is, you do have more control than you might think — as long as you don’t let fear guide your decisions. Investment-related fear

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Community

Coming Down From A Cannabis Sales High

The marijuana industry in Colorado isn’t what it was a decade ago. The days of soaring sales and dispensaries opening every week after legalization took effect have ended. Instead, fears of business closures, mass layoffs and declining tax revenue are the norm. Various factors have been cited, led by an oversupply of products and a

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Marketplace

Time For New Year’s Financial Resolutions

This content was provided by Edward Jones for use by Hunter Owen, your Edward Jones financial advisor at 720-769-7500. Edward Jones, Member SIPC. It’s that time of year when many of us promise ourselves we’ll go to the gym more, or learn a new language, or take up a musical instrument, or any number of

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Marketplace

WR Chamber and the Neighborhood Gazette Partner to Promote Business Owners

Starting in the new year the Wheat Ridge Chamber of Commerce and the Neighborhood Gazette will be hosting Monday mornings (9 a.m.) for solo business owners and remote workers who want to meet for coffee at the Chamber’s office, 7230 W. 38th Ave., in Wheat Ridge. We will be sharing best practices, common challenges and

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Marketplace

Advice Can Help When Making Charitable Gifts

Provided by Edward Jones. Now that it’s the holiday season, gifts are probably on your mind – and you might intend for some of those gifts to go to charities. Although your intentions are good, you could be shortchanging both your recipients and yourself with your method of giving. But with some guidance, you can

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Marketplace

Here’s Your ‘Recession Survival’ Checklist

Provided By Edward Jones It’s unfortunate, but recessions are part of the economic landscape. So, it’s handy to have a recession survival checklist: First, assess your income stability. If you think your income could be threatened or disrupted, you might want to consider adding some freelance or part-time work.  Next, review your spending. Look for

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Marketplace

Short-Term Investments Offer Liquidity – And More

Generally speaking, investing is a long-term process. You invest in your IRA and 401(k) to reach a long-term goal – retirement. You may invest in a 529 education savings plan for many years to reach another long-term goal – college for your children. But is there also a place in your portfolio for shorter-term investments?

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Marketplace

Market Has Slowed, But Homes Still Sell Quickly

In July, despite interest rates in the mid-5 percents and an active listing count over 72 percent higher than last year, Edgewater, Lakewood and Wheat Ridge experienced an average sales price gain of nearly 9 percent year-over-year. The pace of the market has certainly slowed since last year, but homes are still selling very quickly

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Health

A Glimpse Into Morning Star Assisted Living & Memory Care

On the site where Clancy’s pub stood for years and adjacent to Sprouts Market, you will find Morning Star Assisted Living & Memory Care. It opened about five years ago and, according to Executive Director Chad McGlothlin, it has become a “community within a community” Chad came onboard two years ago, the week before the

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Marketplace

How Safe Are Your Savings?

In March 2020, the Federal Reserve Bank eliminated the requirement for banks to keep reserves. This was one of many economic stimulus measures, most of them temporary. Yet, last year the Fed clarified this was a permanent change. When talking about bank reserves, it’s important to ask why they’re required. Banks having no money on

Read More »
Marketplace

Heidi Haas Sheard – Swiss Flower And Gift Cottage

Situated in the heart of Wheat Ridge at 44th and Jellison is the Swiss Flower and Gift Cottage. At this corner you will find the modern building with the larger than life blue bird mural that is the new and improved shop. This building replaced the smaller unit that served the business for nearly 50

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Marketplace

Mike Paquette, Chiropractor And Neighbor

Mike Paquette, DC, moved to Wheat Ridge and opened Aim High Chiropractic Wheat Ridge, 7200 W. 44th Ave. We asked him about his journey to our city. Why did you choose to open your practice in Wheat Ridge? Growing up in a small town has a charm of its own. For one, the sense of

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Marketplace

The Lasting Impact of COVID-19 On Commercial Lease Negotiations

When COVID-19 struck businesses in March of 2020, many assumed the impact would be short-lived, that after a few weeks of shutdowns and lock-ins, business and life would return to normal. Now, well over a year later, and with new variants and surges emerging despite vaccines, the question is: when, how, or even if, a

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Marketplace

Local Real Estate Market Update

In October Edgewater, Lakewood and Wheat Ridge witnessed an average sales price explosion of over 22 percent, year-over-year. The gains were so steep that total sales volume was up nearly 5 percent even though the number of transactions was down over 14 percent. Unsurprisingly, it took nearly a week less time to sell a house

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Community

Some Local Businesses See Staffing Challenges, Others Record Sales

One Wheat Ridge business cut its hours and closed one day a week. Another reduced hours but had record sales volumes. The two extremes are part of the local business response to staffing shortages and supply chain delays due to the COVID-19 pandemic.  The Neighborhood Gazette reached out to a variety of Wheat Ridge business

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Marketplace

How Should Investors Respond To Inflation?

For more than a decade, inflation has been essentially dormant. In recent months, though, economists have expected an uptick but were still surprised by the sharp jump in the April Consumer Price Index (CPI), which rose 4.2 percent from a year ago. As an investor, what can you expect if we do enter a more

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An outdoor faucet
Marketplace

Frozen Pipes Still A Homeowner’s Nightmare

Have you experienced frozen or broken pipes at your house? Every homeowner in metro Denver has this concern, especially on nights of sub-zero temps. With warmer weather finally in the forecast, most of us are glad that our houses evaded the consequences of broken water supply pipes in our homes. Unfortunately, your luck may soon

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