Jonathan Newman


How Safe Are Your Savings?

In March 2020, the Federal Reserve Bank eliminated the requirement for banks to keep reserves. This was one of many economic stimulus measures, most of them temporary. Yet, last year the Fed clarified this was a permanent change. When talking about bank reserves, it’s important to ask why they’re required. Banks having no money on

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Not So ‘Great Expectations’

There was one message drilled into every K-12 student’s head: go to college or you’ll never find a job. Nearly a year after receiving my degree, I suspect I was lied to. I don’t want to point fingers. But, when feeling bitter about my minimum wage job, my university seems like a great place to

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